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Erie, PA 16506
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Matthew Petruso
President
Author of 
"Medicare Made-To-Order"
Meet Your Medicare Mentors

Matthew Petruso-
President/Senior Advisor

Scott Simonsen-
Sales Manager/Senior Advisor

Frank Ferraro-
Senior Advisor

Lydia Seekings-
Client Advocate Specialist

From the Desk of Matt Petruso:


I grew up with three great mentors in my life...
my  two uncles and my father...

My father was the youngest 
of the four kids in his  family, as am I...
I was fortunate to see these three men come from meager upbringings to become successful businessmen in their own  accord...

I always knew that I wanted to be like them!  As a young boy I didn’t know much about what type of business they were in....

I just knew that people admired them for their advice....respected them for their integrity...
and when they spoke, people listened.... Once I grew a little older and a little wiser, I found out that these three mentors of mine all began their careers in the insurance business, specifically Medicare insurance.

My father went on to become one of the top Medicare advisors in the entire country. Whereas, my two uncles went on to have remarkable success in the fields of financial planning and real estate (which are two of my hobbies). As many young men, I followed the path of my father.


























At first, I had no intention of becoming an insurance agent. I went to college, got my degree, and started my life like most of my peers.

I searched for a “career” while doing odd jobs like bartending and serving tables, the typical ascension of any college graduate nowadays.

Yet, when I did finally land a career, I very quickly
became aware that working the typical 8-5 on someone else’s watch was not going to be a future for me, so unbeknownst to my father, I started studying for the state insurance exam.

I did this on nights and weekends for months. I spent countless hours studying, so I could pass the test on my first try! 

I wanted to show to my father that I could do it without any help. I knew that he would be so proud that he would immediately say, “Matt, you did it!

Quit your job, and I will teach you everything I know.”



Unfortunately, that’s not what happened. . . .

I did pass the state insurance exam on my first attempt, but when I came home to show my father my great accomplishment, he did not say what I had hoped.

Instead, he said, “Matt, I am very proud of you, but I have worked very hard for many years so you, your brother, and your sister wouldn’t have to.”  

He went on to say that I had a good future with the company I was with and the security it provided was what he wanted for me.

I knew that he was only trying to protect me from the many failures and rejections he  had endured, but I never wanted safety and security. 

I wanted more! I wanted to make a difference and defy the odds!

Heartbroken at 22, I begrudgingly went back to work the following Monday. My dreams of following in my mentor’s footsteps shattered. 

Over the next few months, I worked hard and made the best of my situation.

Eventually, I was offered a promotion and a fantastic opportunity, but the position was based in Denver, Colorado, far, far away from my home of Erie, Pennsylvania. 

After asking my father’s advice, I accepted the offer and began my goodbyes to my family
and friends.

That dream of a new life in a new city was also shattered shortly thereafter. By an unexpected turn of
events, the company I was working for had a restructuring.

The position I was offered in Denver was no longer available. The morning after I heard this news, I was also greeted by some more bad news. 

The HR representative informed me that my current position was also no longer available.

I was thrown into a whirlwind of emotions. I went from wanting to quit and follow my father and then
being denied that opportunity, to being promoted and telling all my friends and family of my accomplishments
and planning to move far from home, to now being fired and having to tell everyone I knew that I
was no longer moving and had no job.

I was embarrassed and angry at the same time! 

However, as great mentors do, my father saw my pain and offered to take me under his wing. I was ecstatic.
At first, I wasn’t exactly sure about what my father did.


The first day I started my training, my father handed me the “Medicare and You” book. 

He told me to read it front to back until I knew every detail inside. I had no idea what Medicare even was. After a few
days of reading and being barraged with questions, my father finally let me come out on the road with
him.

This was a whole new experience for me and an actual glimpse of what my father had been doing for
all these years. We began knocking on doors of prospective clients who had requested information on
the changes in Medicare. 

This was shocking to me. I couldn’t believe that every day my father would drive
for hours helping people understand their Medicare benefits.

Those few weeks of training showed me a whole new world. It first showed me that not everyone wanted
help, and that some people were just downright rude.

He would say, “Matt, you can’t teach pigs how to fly, and they actually get irritated when you try.” 

The more important lesson I learned was that most people were very grateful for our help in simplifying the complex and eliminating the frustration with Medicare. 

After weeks of learning from my father, he told me one thing that always stuck with me. 

He said, “Matt, if you are going to make a difference in this world, you can’t let the people who don’t want
your help bring you down because if you do, then all the people that need your help will be missing out on
your best.” 

Those words pushed me through the tough times, whether I was getting a door slammed in my face or
called countless names, because no matter how many rude people I ran into, there were far more grateful
and appreciative people who kept me doing what I was doing.

Over the next few years, with a chip on my shoulder, I had to prove to my father that I could make him proud of my success. I eventually became the number 2 agent in the agency, only to fall short of my father each year. 

My father noticed that I was starting to resent working for another agency (My father was only a branch manager). With the advice of my father and my other mentor (my uncle), I left the agency and started over on my own. 

At the age of 26, I lost all my clients that I had worked so hard to help, and I had a non-compete clause, which meant I had to start from scratch. 

I knew nothing about starting my own business, but I knew it was what I had to do.

Over the years, I have made many mistakes since starting my office, but I have learned a lot from those
experiences. 

Those experiences helped me create the system I use today, and that system has helped thousands
of clients just like you personalize their Medicare benefits.

I now know that I would not be where I am today without those strong mentors in my life.

I now know the importance of proper guidance.
How The Medicare Mentors Can Help.....

Tragically, in 2017, my father was killed by a careless driver while riding his motorcycle. He was
57 years old. To say this completely changed my life would be an understatement.

When my father passed away, I thought it was myduty to my family to handle his affairs. I didn’t need any help from an attorney, or anyone for that matter.

I was very stubborn, and I took the job on like it was another lesson my father was trying to teach me.

I was right, except that the lesson was not what I was expecting to learn. I was running an insurance agency full time, was managing several rental properties, and was the fulltime executor of my father’s estate.

My plate was full, to say the least.

I became so overwhelmed that my business and personal life suffered. I was no longer the fun happy go lucky guy I always was.

I became obsessed with work and had to prove to everyone that I didn’t need
any help. I eventually hit a wall, and some of my relationships with people I loved were hurt beyond repair.

I realized I could no longer go on living like this.

I needed help, and I needed it badly.

After nearly a year of thinking I could do this on my own, I came to my senses and asked for help.

I hired a property manager and an office manager, so I could get back to doing what I loved doing, helping people like you personalize their Medicare benefits.

The reason I am telling you this story is that even though for years I was a strong advocate for others to seek the help from others, I was too stubborn to follow my own advice, and it took its toll on me.

I have been where you are, not knowing who to turn to for help, or thinking that you’re able to figure out all this Medicare stuff on your own. It’s not worth the headaches and the stress. 

Opening myself up to help not only saved my sanity, but it gave me back the
peace of mind to do the things I loved and let others do what they’re good at.

If there is anything you would like me, or my team, to help you with please contact us by phone at 888-455-6789 or email us at admin@benefitadvisor.co.

Stay Healthy and Happy,
Matthew J Petruso
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